- Choice of three plans - Full Accident, Sickness and
Unemployment, Accident and Sickness or Unemployment only
- Policies underwritten by Great Lakes Reinsurance (UK) PLC
and Alpha Insurance A/S and administered by FirstAssist Insurance
Services Limited and Trent Services
There are other providers of Short-Term Income Protection and
other products designed to protect you against loss of
income. For impartial information about insurance, please
visit the website at www.moneyadviceservice.org.uk/yourmoney
A typical monthly cost for Short Term Income Protection
available through Towergate Home & Protect is £6.94
(underwritten by Alpha A/S for customers aged 18 - 65) and
£5.53 (underwritten by Great Lakes Reinsurance (UK) PLC for
customers aged 31 - 35) for every £100 of monthly
benefit. This is inclusive of Insurance Premium Tax ‘IPT’ at
the current rate of 6%. This cost is based on a customer taking out
full accident, sickness and unemployment option with a 30 day
excess period, 12 months benefit and no deferred premium payment
period.
Key policy features
- 3 months free cover option available
- 30 day (back to day one) 30 and 60 day waiting periods
- Wide acceptance criteria
- Online quotations and cover available
Cover provided
- Monthly benefit limit up to 50% of gross monthly income up to a
maximum of £1,000 per month
- Applicants aged 18 or over and under 65 years of age
- Cover is available for self employed and staff on fixed term
contracts
 Questions? Contact us
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