Choice of three plans:
- Full accident, sickness and unemployment
- Accident and sickness only
- Unemployment only
Policies provided by Great Lakes Reinsurance (UK) PLC and Alpha
Insurance A/S and dealt with by FirstAssist Insurance Services
Limited and Trent Services.
There are other providers of short-term income protection and
other products designed to protect you against losing your income.
For impartial information about insurance, please visit the website
at www.moneyadviceservice.org.uk/yourmoney
A typical monthly cost for short-term income protection
available through Towergate Home & Protect is £6.94 (provided
by Alpha A/S for customers aged 18 to 65) and £5.53 (provided by
Great Lakes Reinsurance (UK) PLC for customers aged 31 to 35) for
every £100 of monthly benefit. This includes insurance premium tax
‘IPT’ at the current rate of 6%. This cost is based on a customer
taking out full accident, sickness and unemployment option with a
30-day excess period, 12 months’ benefit and no deferred premium
payment period.
Main policy features
- Three months’ free cover option available
- 30-day (back-to-day-one) 30 and 60-day waiting periods
- Wide acceptance conditions
- Online quotations and cover available
- MPPI extra policy includes added protection for chronic
conditions and reduced exclusions for back-related problems and
stress
Cover provided
- Monthly benefit of up to 50% of gross monthly income up to a
maximum of £1,000 per month
- Cover for applicants aged 18 or over and under 65 years of
age
- Cover is available for self employed and staff on fixed term
contracts
 Questions? Contact us
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