With our fixed price deal, there will be no
price increases for three years!
Simply enter your client’s details into our
online quote and buy system and obtain a quotation in less than
three minutes.
Benefits
- Online eligibility check with a decision in
just a few minutes (see eligibility criteria below)
- No unexpected price changes for your
client
- Reduced chance of cancellation at policy
anniversary as no need to shop around
Key eligibility criteria
- Your client must have been claim free for three years
- Your client meets standard risk acceptance criteria (e.g.
occupation, post code, property type etc.)
Three year fixed terms and
conditions
Towergate Home & Protect’s Price
Fix offer provides cover for three years at a fixed price
however, there are some circumstances (listed below) where we
reserve the right to discontinue this agreement and to vary the
terms and conditions of the policy and/or the premium.
Changes we need to know about that may affect the fixed
price agreement
- Unoccupancy of the property exceeding 30 consecutive days
- Letting of the property to tenants
- Major structural alterations, renovations or extensions
- Criminal convictions or cautions given to any insured person
(other than parking or speeding offences)
- A change in the occupation of any insured person
- A change of address
- If your sums insured or level of cover change or become
inadequate
- Failing to tell Towergate immediately of any changes
In the event of any of the above changes a new premium will be
calculated and this is then fixed for the remaining term of the
policy.
Claims
If any claim is made the fixed price agreement will come to an end
at the next anniversary date of the policy i.e. 12 or 24 months
after policy commencement date. (Claims under the Home Emergency
and Legal Expenses sections will not affect the agreement).
Claim Free Discount
At the expiry of the Three Year Fixed Policy any Claim Free
Discount earned during the period can be transferred to any new
buildings and contents policy.
Cancellation
If you cancel the policy within the three year period of the
agreement normal policy cancellation terms will apply.
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