With our fixed price deal, there will be no price increases for three years!

Simply enter your client’s details into our online quote and buy system and obtain a quotation in less than three minutes.

Benefits

• Online eligibility check with a decision in just a few minutes (see eligibility criteria below)
• No unexpected price changes for your client
• Reduced chance of cancellation at policy anniversary as no need to shop around

Key eligibility criteria

• Your client must have been claim free for three years
• Your client meets standard risk acceptance criteria (e.g. occupation, post code, property type etc.)

Three year fixed terms and conditions

Towergate Home & Protect’s Price Fix offer provides cover for three years at a fixed price however, there are some circumstances (listed below) where we reserve the right to discontinue this agreement and to vary the terms and conditions of the policy and/or the premium.

Changes we need to know about that may affect the fixed price agreement

• Unoccupancy of the property exceeding 30 consecutive days
• Letting of the property to tenants
• Major structural alterations, renovations or extensions
• Criminal convictions or cautions given to any insured person (other than parking or speeding offences)
• A change in the occupation of any insured person
• A change of address
• If your sums insured or level of cover change or become inadequate
• Failing to tell Towergate immediately of any changes

In the event of any of the above changes a new premium will be calculated and this is then fixed for the remaining term of the policy.

Claims
If any claim is made the fixed price agreement will come to an end at the next anniversary date of the policy i.e. 12 or 24 months after policy commencement date. (Claims under the Home Emergency and Legal Expenses sections will not affect the agreement).

Claim Free Discount
At the expiry of the Three Year Fixed Policy any Claim Free Discount earned during the period can be transferred to any new buildings and contents policy.

Cancellation
If you cancel the policy within the three year period of the agreement normal policy cancellation terms will apply.