Benefits
- Online eligibility check
- Quotations in less than 3 minutes via our online quote and
apply system
- No unexpected price changes for your client
- Reduced chance of cancellation at policy anniversary
Terms and Conditions
Towergate Home & Protect's Price Fix offer provides cover
for three years at a fixed price however, there are some
circumstances (listed below) where we reserve the right to
discontinue this agreement and to vary the terms and conditions of
the policy and/or the premium.
Changes we need to know about that may affect the fixed
price agreement
- Unoccupancy of the property exceeding 30 consecutive days
- Letting of the property to tenants
- Major structural alterations, renovations or extensions
- Criminal convictions or cautions given to any insured person
(other than parking or speeding offences)
- A change in the occupation of any insured person
- A change of address
- If your sums insured or level of cover change or become
inadequate
- Failing to tell Towergate immediately of any changes
In the event of any of the above changes a new premium will be
calculated and this is then fixed for the remaining term of the
policy.
Claims
If any claim is made the fixed price agreement will come to an
end at the next anniversary date of the policy i.e. 12 or 24 months
after policy commencement date. (Claims under the Home Emergency
and Legal Expenses sections will not affect the agreement).
Cancellation
If your client cancels their policy within the three year period
of the agreement normal policy cancellation terms will apply.
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